Global Assistance & Travel Insurance

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  • Travel Assistance
  • Emergency Medical Assistance
  • Travel Insurance
  • Adventure Sports Cover
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Travel Assistance

Enjoy travel assistance services including family protection back home, concierge and lifestyle assistance. Read more about our travel assistance services and how you can avail it.

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Emergency Medical Assistance

Our medical assistance team is available 24/7 to help you. Simply call us on +91 120 4593503 if you’re overseas or + 91 22 6602 2670 if you’re in India.

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Travel Insurance

We provide travel insurance as part of our travel assistance to ensure you have cover for the unexpected. See make a claim for information on the claim process.

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Adventure Sports Cover

Going on an adventure sports tour? Add the “Adventure Sports Cover” as a rider option when you purchase your protection plan to ensure you have cover for your trip.

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Travel Assistance
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Enjoy travel assistance services including family protection back home, concierge and lifestyle assistance. Read more about our travel assistance services and how you can avail it.

Learn More
Emergency Medical Assistance
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Our medical assistance team is available 24/7 to help you. Simply call us on +91 120 4593503 if you’re overseas or + 91 22 6602 2670 if you’re in India.

Learn More
Travel Insurance
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We provide travel insurance as part of our travel assistance to ensure you have cover for the unexpected. See make a claim for information on the claim process.

Learn More
Adventure Sports Cover
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Going on an adventure sports tour? Add the “Adventure Sports Cover” as a rider option when you purchase your protection plan to ensure you have cover for your trip.

Learn More

Why buy Cover-More India global assistance & travel Insurance

You hope your trip will be perfect. So do we! However, if something goes wrong, having cover can help protect your financial future.
  • Access to top-quality care wherever you go

    Quality travel and medical assistance services are not limited to claims reimbursement. It surely goes, beyond that. If you have a travel protection plan from Cover-More India, you gain access to very crucial travel assistance services including, 24X 7 emergency medical assistance, lifestyle assistance, concierge services and travel insurance benefits from an IRDA approved underwriter. Read more about our travel assistance services.

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  • Protect your travel investment

    If something beyond your control happens and you can’t take your trip, a travel assistance & insurance plan like the one from Cover-More India will reimburse you for many of your non-refundable costs. If your trip is interrupted or you suffer an inconvenience like trip cancellation or lost luggage, travel assistance & insurance can help cover your losses.

  • Travel assistance plans to fit your budget

    Everyone understandably wants to stick to a reasonable travel budget. With Cover-More India you can find a plan to fit even the most modest travel budget. If you don't want to buy comprehensive travel assistance & insurance, you can find a more affordable cover, such as Cover-More India Smart plan. Considering the amount of protection, you'll get for just a small outlay, the question you should be asking yourself isn't "Can I afford travel protection plans?" but rather "Can I afford to travel without it?!"

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Which travel assistance plan is right for you?

Smart Asia

Travelling within Asia? Our Smart Asia plan provides coverage for the budget traveller. It includes:

  • Travel and Lifestyle Assistance
  • Emergency Medical Expenses
  • Essential cover for items like luggage, bounced hotel bookings, and loss of travel documents.
  • Dental coverage provided

Starting at

₹477

popular

Style (Recommended)

With superior cover and the top coverage limits, our Style plan is of great value. It includes:

  • Travel and Lifestyle Assistance
  • Adventure Sports included under medical expenses
  • Lower deductibles
  • Highest emergency medical expenses available
  • Access to all insurance benefit add-ons

Starting at

₹1507

Smart

Ideal for budget travellers, the Smart plan provides essential coverage for your journey. It includes:

  • Travel and Lifestyle Assistance
  • Options for emergency medical expenses
  • Trip cancellation and interruption
  • Cover for items like luggage, bounced hotel bookings, and loss of travel documents.

Starting at

₹749

Cover-More India

Life’s an experience. Keep traveling with Cover-More India.

With nearly 20 years of local experience and strong global expertise, we protect more than 7.3 million journeys every year as a group.

Cover-More India is a part of Cover-More Group – a global specialist and integrated travel insurance, medical assistance and employee assistance provider.

Cover-More Group has strong market positions in Australia, India and the USA. In addition, it has operations in Canada, China, France, Germany, Italy, Hong Kong, Malaysia, New Zealand, the Netherlands, Spain and the United Kingdom.

We’re committed to providing world-class travel assistance and travel insurance protection to travelers all around the globe.

  • Mr. Rajesh Chikkon

    "My ambitious hiking trip in Australia was cut short due to a horrid accident, but thanks to Cover-More India’s prompt assistance today I am back on my feet ready to take on another adventure." – Mr. Rajesh Chikkon.

  • Ms. Ratna Shah

    "Cover-More India’s round the clock efforts helped in making necessary arrangements within no time when my group was hospitalized abroad post an accident." -
    Ms. Ratna Shah, Executive Manager, Global Sales &
    Marketing, Flamingo Transworld Pvt. Ltd.

  • Ms. Rithika Kandhari

    "I needed the care of my family during my sickness while I was studying abroad. The Cover-More India team ensured I felt safe and sound all through the way." – Ms. Rithika Kandhari

  • Mr. R. Biswas

    "For a frequent traveller like me, Cover-More India's prompt travel assistance & insurance services are like a boon. I give them 5/5 for their quick turnaround and resourcefulness." – Mr. R. Biswas.

  • Ms. Deepali Pendse

    "Our very first experience with Cover-More India was so pleasant that we have been a long standing patron of the company since a decade." – Ms. Deepali Pendse.

  • General Bhaskar Jyoti Gupta

    "Cover-More India’s outstanding assistance services is highly commendable and I would surely recommend it to everyone." – General Bhaskar Jyoti Gupta.

Frequently Asked Questions

What does medical coverage indemnify?

It covers both hospitalisation and outpatient department (OPD) treatment expenses, subject to the terms and conditions and after you pay 100USD as a deductible for each medical incident. It should be noted that no hospitalisation coverage is available for pre-existing medical conditions except for life threatening situations.

What do you mean by trip cancellation on an international plan?

Cancellation before the commencement of trip due to: Unfortunate death of the customer or serious injury or sudden illness, requiring hospitalization for more than 24 hrs. In such cases a certificate from the hospital issued by the doctor stating that customer is advised not to travel due to medical reasons has to be provided.

Do I need to wait till I return home from my overseas trip to file a claim?

Yes, if you may want to if your return is scheduled in the immediate future. If the customer intends to stay for a longer period of time outside India then he can file the claim with the local assistance company of the insurer and can know the decision on the claim there or send an intimation to the TPA and Cover-More India.

What is the alternative process if the supporting documents for the claim are not readily available at hand?

The claim process can be put on hold till the supporting documents are in order to be processed but the claim will be closed once it exceeds the time limit (1 month) for submission of documents.

If I lodge a claim after the expiry of my policy date for an event that occurred during the plan period, will it still be valid?

Yes, it will be considered valid. However, it is highly recommended to immediately intimate the claim / incident to the TPA and Cover-More India.

What is a Reimbursement Claim?

Reimbursement of claim takes place when, the customer incurs the treatment expenditure from his or her own pocket and then claims the payment as documented under the Plan. The documents must be submitted within one month of conclusion of treatment.

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