The Web Site is maintained by Karvat Cover-More Assist Private Ltd. and use of any part of the Web Site is subject to the Terms and Conditions available herein and all applicable Indian laws.

'Karvat Cover-More Assist Pvt. Ltd., (hereinafter referred to as Cover-More India), is a corporate insurance agent, providing policies underwritten by an IRDA authorized insurer. Corporate Identity Number: U63040MH2005PTC157690. Insurance is a subject matter of solicitation. For details on risk factors, please read the policy terms and conditions carefully before concluding a purchase.

The customer may bear costs/ expenses for services availed through a third party service provider if any.

The materials and content available on the Web Site are provided without warranties of any kind, either express or implied, and Cover-More India specifically disclaims all warranties, including implied warranties of merchantability or fitness for any purpose. Cover-More India does not make any representation or warranty regarding the use, or the results of the use, of the materials and content available on the Web Site in terms of accuracy, reliability or otherwise. The product information, including the scope of cover, terms, conditions, exclusions and limitations, available on the Web Site is not intended to be exhaustive and is indicative in nature.

The Web Site may contain links to other websites, web-pages and services also operated by Cover-More India and / or its Affiliates (the "Group Sites"), and your use of each such Group Site is also subject to the Terms and Conditions and other terms and guidelines, if any, contained within each Group Site. Cover-More India disclaims all liability for the content and/or materials available on such other sites.

You should assume that everything you see or read on the Web Site (including but not limited to directories, guides, news articles, opinions, reviews, text, photographs, images, illustrations, profiles, audio clips, video clips, trademarks, service marks and the like) is copyrighted/protected by intellectual property laws unless otherwise noted and may not be used except as provided in these Terms and Conditions, or in the text on the Web Site, without the prior written permission of Cover-More India. Cover-More India neither warrants nor represents that your use of materials displayed on the Web Site will not infringe patent, copyright or any intellectual property rights or any other rights of third parties not owned by or affiliated with Karvat Cover-More Assist Private Ltd.