Compare Our International Plans

The table of benefits below outlines the different coverage levels for our international global assistance & travel insurance plans. Please note: Smart Asia is only available for countries within Asia and for a maximum duration of 30 days.

Assistance Services
Assistance Services Smart - Asia Smart ($50,000) Smart ($250,000) Style
24/7 Worldwide Medical Assistance
Travel Assistance
Lifestyle Assistance Overseas  
Travel Insurance
TrawellTag - 24/7 Baggage Tracking      
Domestic Roadside Assistance      
Domestic Medical Assistance      
Lifestyle Assistance in India      
Insurance Benefits
Coverage (in USD) Smart - Asia Smart ($50,000) Smart ($250,000) Style
Emergency Medical Expenses* $25,000 $50,000 $250,000 $500,000
Deductibles $100 $100 $100 NA
Emergency Medical Evacuation $10,000 $10,000 $10,000 $10,000
Deductibles $100 $100 $100 NA
Repatriation of Mortal Remains $7,500 $7,500 $7,500 $7,500
Deductibles $100 $100 $100 NA
Dental Cover $250 $250 $250 $500
Deductibles $50 $50 $50 $100
Personal Accident $10,000 $15,000 $15,000 $20,000
Total loss of checked baggage $300 $750 $750 $1,000
Delay of checked baggage $100 $100 $100 $100
Loss of Passport and documents $250 $250 $250 $250
Deductibles $25 $25 $25 $25
Personal Liability $100,000 $200,000 $200,000 $200,000
Deductibles $100 $100 $100 NA
Hijack Distress Allowance NA $50 per day, max 4 days $50 per day, max 4 days $75 per day, max 4 days
Daily Allowance Incase of Hospitalisation NA $25 per day, max $125 $25 per day, max $125 $20 per day, max $250
AD & D Common Carrier $1,000 $2,500 $2,500 $5,000
Bounced Hotel Booking $500 $750 $750 $1,000
Deductibles 10% of the claim amount 10% of the claim amount 10% of the claim amount 10% of the claim amount
Child Escort NA $500 $500 $1,000
Trip Cancellation and Interruption $500 $500 $500 $1,500
Deductibles $100 $100 $100 $100
Missed Connection $500 $500 $500 $750
Deductibles 3 Hours 3 Hours 3 Hours 3 Hours
Trip Delay NA $10 per 12hrs, max $100 $10 per 12hrs, max $100 $20 per 12hrs, max $250
Home Burglary Insurance – Contents NA NA NA INR 200,000
Overseas Travel Service Supplier Insolvency NA NA NA $1,000
Loss of International Driving Licence NA NA NA $1,000
Deductibles NA NA NA 10%
Car Rental Excess Insurance NA NA NA $1,000

*Pre-existing coverage in case of Life Threatening Situation is covered in Smart-Asia Plan up to 15% of Medical Expenses.
*Pre-existing coverage in case of Life Threatening Situation is covered in Saver up to 15% of Medical Expenses or USD $25,000 whichever is less.
*Pre-existing coverage in case of Life Threatening Situation is covered in Smart and Style plan up to 20% of Medical Expenses or USD $50,000 whichever is less.
*Adventure Sports included under Medical Expenses only in Style plan.

Single Trip or Annual Trip

All of our International global assistance & travel insurance plans are available for single trip journeys. This means if you purchase a global assistance & travel insurance plan, it will cover your travel dates leaving India and returning to India. If you want to go on another trip later on, you will need to purchase a new plan.

If you are a frequent traveller, annual trip might be a good option. The Smart plan is the only plan currently available for annual trips, and is a great low-cost option for frequent travellers.

Region of travel

To get quote for a Cover-More India global assistance and travel insurance plan, you will need to select your region of travel. For International trips the regions to choose from are:

  1. Worldwide (including USA and Canada)
  2. Worldwide (excluding USA and Canada)
  3. Asia

Customize your International Plan

You can customize your cover for your international plan by adding different rider cover to your plans. Different riders are available depending on which plan you select. If you’re looking for the highest level of cover from Cover-More India, we recommend you to select the “Style” plan and include any required riders. The prices for our riders are calculated when you get a quote as each are based on the additional benefits you choose.

Insurance Benefits (Rider Cover)
Coverage (in USD) Smart - Asia Smart ($50,000) Smart ($250,000) Style
Compassionate Visit NA $1,000 $1,000 $1,500
Mugging Benefits NA NA NA $50 per day, max 10 Days
Travel Inconvenience $500 $500 $500 $1,000
Deductibles $100 $100 $100 $100
Cruise Cover $500 $1,000 $1,000 $1,500
Deductibles NA 10% 10% 10%
Golf Equipment Cover NA NA NA $1,000
Deductibles NA NA NA $100
Pet Care NA NA NA $1,500
Credit Card Fraud NA NA NA $500
Deductibles NA NA NA $50
Loss of Laptop NA NA NA $500
Travel Loan Secure INR 25,000 INR 50,000 INR 50,000 INR 100,000
Medical Sublimit-Wavier off (only in Smart and Style 50K Plans) NA Up to Medical Sum Insured Up to Medical Sum Insured Up to Medical Sum Insured

Get instant cover

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