Cover-More India website ('Website') is created in the interest of general public who shall have access to the contents of this Website. By accessing this Website and using its content, you acknowledge and you agree that you have read and understood the following terms of use and you agree to be bound by them. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and therefore we advise you to review these terms and conditions every time you use this Website. Do not access and/or download materials from this Website, if you do not agree with these terms of use.


Get Quote Estimate

The estimate given for travel protection plan under 'Get Quote' section is given by taking into consideration the plan selected and the number of days you shall travel.

To receive the final payable amount for all products, you are required to click on 'Continue to Buy'. The quote will be valid only for seven days from the date of creation.

Customer Contact

You authorize Cover-More India to call, send SMS and email on the contact number and email ID (made available by you on our Website with a specific request to call back) and offer you information and services for the product / plan you have opted for. You authorize us to call, SMS or email you for the mentioned purpose for a period of up to 45 days, irrespective of whether you are registered or not.

We will also use your contact details to:

  • Send you information through SMS and email about products/plan and services offered by Cover-More India
  • To contact you through SMS and email for reminder notices, claims processing
  • To keep you updated on the insurance sector and about Cover-More India through our newsletters.

In event you do not wish to receive such information, you may unsubscribe through the facility in the email message you receive.

Use of the content

The content is available for informational purposes only. The posting of contents and access to this Website does not render, either explicitly or implicitly, any provision of services or products by us. 

All advertisements contains only an indication of the plans / products. Before concluding a transaction, for more information on assistance services including insurance, please refer to our latest offerings on our Website and refer to the terms and conditions for the insurance benefits.

Reservation of Rights

We reserve the right to alter, change, modify, add to, or remove portions of these terms of use at any time.

Declaration & Warranty on behalf of all persons proposing to avail assistance services & including insurance offered by Cover-More India

You agree to have read and understood the brochure, prospectus, sales literature, terms and conditions and confirm to abide by the same.


Karvat Cover-More Assist Pvt. Ltd. (Corporate Identity Number: U63040MH2005PTC157690), referred to as Cover-More India or the Company is an IRDAI licensed corporate agent providing Global Assistance services & ancillary products including travel insurance as an add-on benefit (cover underwritten by an IRDAI authorized underwriter). Insurance is a subject matter of solicitation. For details on risk factors, terms and conditions, please read the terms and conditions carefully before concluding a purchase.

The customer may have to bear costs/ expenses for services availed through a third party service provider, if any.

No warranty

Although the information contained in the Website has been carefully vetted, the use of this Website shall be at your own risk. All contents on the Website, including but not limited to graphics, text and hyperlinks or references to other sites, is provided "as is". Cover-More India shall not give warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or other harmful components.

We shall not be responsible or liable for the authenticity, accuracy, completeness, errors, omission, typographic errors, disruption, delay, interruption, failure, and deletion, defect of any information, research, reports, analysis, quotes etc. in this Website or any part thereof. We assume no responsibility to update or amend the Website.

We do not warrant that the functions of the Website will be uninterrupted and/or error-free, that defects will be corrected or that the Website or the server that makes it available are free from computer viruses or other harmful components.

Credit/ Debit card details

You agree, understand and confirm that the credit card details provided by you for availing of services on Website. will be correct and accurate and you shall not use any credit card which is not lawfully owned by you. You further agree and undertake to provide the correct and valid credit card details to Cover-More India. Further the said information will be not be utilized and shared by Cover-More India. with any third parties unless required by law, regulation or court order.

"We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the pre-set limit mutually agreed by us with our acquiring bank from time to time.

Refund & Cancellations:

You can get in touch with our Customer Care at +91 22 6716 6363 / 4090 1544 or email to [email protected] to initiate the process. Please be informed that cancellations will be subject to the terms and conditions of the cover opted by the customers.

Limitation of Liability

Cover-More India assumes no liability and shall not be responsible as to the errors or omissions which may occur sometimes. Cover-More India expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use or inability to access or use of the Website or reliance on its content, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the Website, regardless of our knowledge thereof. Cover-More India shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the Website or you downloading any materials, data, text, images, video, or audio from this Website.


All content of the Website is protected by copyright with all rights reserved. All rights in the pages, site content and arrangement are owned by Karvat Cover-More Assist Private Ltd. You are prohibited from copying, modifying, displaying, distributing, transmitting, redelivering through the use of "framing" technology, publishing, selling, licensing, creating derivative works or using any site content for any purpose without the prior written approval of Karvat Cover-More Assist Private Ltd.

Governing Law and Jurisdiction

This Website is controlled and operated by Cover-More India from its offices within the India. Any claim relating to, and the use of, this Website are governed by the Indian laws.


All Disputes arising out of these terms of this Website shall be litigated in, and only in, courts located in Mumbai, India, and you agree to submit to the exclusive jurisdiction of those courts.


If any part of these Terms and Conditions are determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Terms and Conditions shall continue in effect.